South State Bank Credit Card Reviews
5
17%
4
42%
3
26%
2
10%
1
5%
3.5
374 reviews
374 reviews
What's Your Rating?
Jamie
@guttingj1969
5 Star Rating
This card is easy to use with no fees.. plus it helps you with your credit score...I would recommend it for someone who has a hard time getting a credit card....
Product: South State Bank Credit Cards
Comment
Dwayne
@wileydwayne1980
5 Star Rating
This self card is a pretty good card. I have had a wonderful time saving and building my credit score. I would suggest the Self Credit Card to all of my family and friends.
Product: South State Bank Credit Cards
Comment
Brenda L Booker
@bennettbrenda224
5 Star Rating
Excellent good customer service ? ? great card helps build credit if anyone seeking to have good credit I would recommend this card
Product: South State Bank Credit Cards
Comment
Charlene
@charlene29631352003
5 Star Rating
It’s a good start up. Card helps improve credit and his benefit. The only bad part is that it doesn’t increase your credit limit, unless you have more money to store a new account with them to increase your limit.
Product: South State Bank Credit Cards
Comment
Jeremy Cummings
@jeremycummings420
5 Star Rating
Excellent bank and option for rebuilding credit and its local
Product: South State Bank Credit Cards
Comment
Sarah Gee
@sarahg123
Can you tell me where you applied for this card? I am having trouble locating the issuer. Thanks.
Comment
South State Bank
@SouthStateBank1
@sarahg123 You can learn about our available cards on our website:https://www.southstatebank.com/personal/bank/credit-cards
Comment
M H
@mh8585
5 Star Rating
The terms of the First Federal Bank credit card are excellent. The interest rate is only 7.15% and there’s only a 2% cash advance fee. I have many other credit cards including prime and subprime cards. My Bank of America cash rewards card has a hefty 13% interest rate and charges 5% for cash advances. I much prefer the terms of the First Federal Bank card. This card also only has a $6.80 late fee where most cards, including my Bank of America card charges 20-35 dollars. I plan to apply for this card and recommend it to friends and family who are looking for a card. I don’t think there’s a better deal out there.
Product:
South State Bank Visa® Platinum Card
Comment
Jordan Webb
@jordan_webb_9212
5 Star Rating
I am highly considering using the First Federal Bank Credit Card. The best thing about the card that stands out to me is the 7.15% interest rate; this is simply amazing for a credit card! However, the fact that you need excellent credit to apply and use the card most likely means that someone using this card is already experienced with paying back on cards and has earned this really low interest rate. The lack of an annual fee and an almost month long interest rate makes this a card I would love to have. If only I had the credit!
Product:
South State Bank Visa® Platinum Card
Comment
Wiley Fambrough
@wileyf
4 Star Rating
I've been with this credit card company for almost a decade. During that time, I've increased my limit to a very high amount, and they have been very loyal to me. The interest rate could be lower, but their customer service has always been top notch. I have gotten calls from them at any sign of fraud, and they have always been very diligent. I have been in a couple of tough spots with them, but they have been persistent always gave me the benefit of the doubt to come through with payments. There are no rewards programs (that I am aware of), but this card has gotten me through thick and thin.
Product:
South State Bank Visa® Platinum Card
Comment
Review South State Bank Credit Cards
South State Bank Credit Card Q&A
Get answers to your questions about South State Bank Credit Cards below. Editorial and user-generated content is not provided, reviewed or endorsed by this issuer. Please keep in mind that it is not a financial institution’s responsibility to ensure all posts and questions are answered. In addition, WalletHub independently collected information for some of the cards on this page.
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12
Upvotes
How do I apply for South State Platinum Visa?
Reply
12
Maria Adams, Credit Cards Moderator
@m_adams
You can apply for the South State Bank Platinum Card online, or by visiting one of their branches. Unfortunately, they don't take applications over the phone.
How to Apply for the South State Bank Platinum Card
- Online: To apply for the South State Bank Platinum Card online, you need to visit South State Bank website, choose the South State Bank Platinum Card and click 'Apply Now'.
- At a branch: You can submit the South State Bank Platinum Card application at a South State Bank branch during normal business hours.
After submitting your South State Bank Platinum Card application, you should get a decision instantly. But it could take longer if the issuer needs to verify your information. You can check your L.L.Bean Credit Card application status by calling (800) 277-2175.
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4
Upvotes
What's the starting credit limit for the South State Platinum card?
Reply
4
Maria Adams, Credit Cards Moderator
@m_adams
The South State Bank Platinum Card's starting credit limit isn't disclosed. The issuer will determine every cardholder's limit depending on their credit score, income, and other financial factors. You'll know your exact credit limit once your application is approved.
And even if you're not satisfied with your initial spending power, you might increase it in time. As long as you always pay your bills on time, stay well below your credit limit, and improve your credit score, you're...
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2
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3
Upvotes
How do I apply for a South State Bank credit card?
Reply
3
WalletHub
@WalletHub
You can apply for a South State Bank credit card online, or by visiting one of their branches. Unfortunately, they don't take applications over the phone.
How to Apply for a South State Bank credit card
- Online: Visit the South State Bank website, choose a card and click 'Apply Now'.
- At a branch: You can submit your credit card application at a South State Bank branch during normal business hours.
After...
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5
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2
Upvotes
What credit bureau does South State Bank use for credit card approval?
Reply
2
Sebi Mitchell, Credit Cards Moderator
@sebim
The South State Bank may use either TransUnion, Experian, or Equifax when deciding whether to approve you for a credit card or not.
If you do get approved, South State will report your financial activity to all three credit bureaus on a monthly basis.
2
1
Upvote
Do you have any secured credit cards?
Reply
1
South State BankCredit Cards
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South State Bank
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* The information about the following cards has been independently collected by WalletHub: South State Bank Visa® Platinum Card and L.L.Bean Credit Card.
